Chase Shop and Earn Portal: UR Rates for the Top Catalog Brands

Chase Shop and Earn Portal: UR Rates for the Top Catalog Brands

The Chase shopping portal carries an official name that many cardmembers have never noticed: Shop and Earn. The name is accurate — click through from the portal before placing your catalog order, earn Ultimate Rewards points on the qualifying spend, and those points stack on top of whatever your Chase card already earns at checkout. For catalog shoppers who already carry a Chase card, Shop and Earn is the layer that turns a routine home-goods or apparel order into a meaningful UR accumulation event. The questions worth answering are which catalog brands appear in the directory, how the per-brand earn rates work, and which Chase card extracts the most value from the points you collect.

How Shop and Earn Works

The Chase Shop and Earn portal is accessible to Chase credit cardmembers. To earn portal points, you start your shopping session from the portal's listing for the brand you plan to order from — click through to the merchant's site, shop normally, and the portal tracks the purchase and credits Ultimate Rewards points to your account. The earn rate is expressed in points per dollar of qualifying spend, and that rate varies by merchant. A brand might show 3 UR points per dollar one week and run a promotion at 6 UR points per dollar the following week; the rate that matters is the one showing at the portal the moment you click through.

One feature that distinguishes Shop and Earn from the Amex Offers system is rate consistency. Portal earn rates on Shop and Earn are the same for every eligible Chase cardmember at a given time. If the portal shows 4 points per dollar at a catalog brand, every Chase cardholder who clicks through that listing earns 4 points per dollar — there is no account-level targeting or promotional selection the way Amex Offers works. That consistency makes rate aggregators like CashbackMonitor reliable for the Chase portal specifically: when CashbackMonitor displays a Chase rate for a catalog brand, any eligible Chase cardmember can earn that rate by clicking through.

Coverage of catalog brands on Shop and Earn is narrower than on Rakuten, which has the largest merchant directory among the major portals. The brands that are listed tend to be the major home-goods, apparel, and kitchen catalog names — the ones where order sizes are large enough for the portal earn to generate a meaningful UR total. Checking the current brand list directly at shopping.chase.com is the only reliable way to confirm whether a specific brand is listed today, since merchant participation changes.

Top Catalog Brands Listed in Shop and Earn

The following brands have appeared in the Shop and Earn portal directory and represent the core of the catalog brand coverage available to Chase cardmembers. Earn rates shift frequently, so treat the rate showing at the moment of your click-through as the operative number — not a rate from a prior order or a third-party roundup from last month.

L.L. Bean — One of the most consistently listed catalog brands on the Chase portal. L.L. Bean runs a wide SKU range across apparel, footwear, and outdoor gear, and order sizes tend to be large enough for the UR earn to matter. Because L.L. Bean operates no travel-points loyalty program of its own, the portal click is the primary points-earning layer on any L.L. Bean order.

Lands' End — Lands' End appears in Shop and Earn alongside its own My Lands' End Rewards program, which earns independently. A portal click earns UR points while the in-store program earns reward certificates in parallel. Both fire on the same order without conflict.

Pottery Barn — Part of Williams-Sonoma, Inc., Pottery Barn participates in the Key Rewards loyalty program and has appeared in the Chase portal. Portal points and Key Rewards Reward Dollars earn simultaneously — the portal click keys off the session origin, while Key Rewards keys off the purchase billing at the brand.

West Elm — A Williams-Sonoma, Inc. sibling, West Elm follows the same portal pattern as Pottery Barn. Shop and Earn and Key Rewards stack independently on qualifying West Elm orders, making this one of the more layered earning opportunities in the home-furnishings catalog space.

Williams-Sonoma — The flagship brand of the family. Portal listing follows the same pattern as its sibling brands; Key Rewards earns on top regardless of which portal starts the session.

Crate & Barrel — Home-furnishings orders are where the dollar impact of the portal is highest. Crate & Barrel has appeared on the Chase portal, and the order sizes in that category mean even a moderate UR rate per dollar produces a meaningful point total on a single purchase.

Sur La Table — The kitchen specialty retailer appears in Shop and Earn alongside its own SLT Perks quarterly loyalty program. Portal points and SLT Perks quarterly rewards earn without conflict on the same order.

Frontgate — Part of Cornerstone Brands. Frontgate has appeared on the Chase portal with rates that make the comparison worth running for any large outdoor or home-hardware order. Checking CashbackMonitor before a Frontgate purchase confirms whether Chase or Rakuten leads on that day.

Ballard Designs — A Cornerstone Brands sibling. Portal coverage for Ballard Designs tracks alongside Frontgate. Larger home-décor orders are where the UR earn registers most noticeably.

Eddie Bauer — Apparel catalog brands have historically seen competitive portal rates, and Eddie Bauer has appeared in Shop and Earn. The brand's own Adventure Rewards program earns store points independently alongside the portal UR earn.

J.Crew — J.Crew has appeared on the Chase portal and carries its own loyalty program that earns independently. Promotion windows — end-of-season sales and holiday periods — are when checking the portal rate before a J.Crew order is most rewarding.

Which Chase Card Earns the Most on Top

The portal earn rate is the same for all eligible Chase cardmembers — everyone sees the same points-per-dollar figure at Shop and Earn for a given brand. Where Chase cards diverge is in the value of the UR points collected, which is determined by which card you hold and how you choose to redeem.

Chase Ultimate Rewards points can be redeemed for cash at 1 cent per point regardless of card tier — a flat, consistent floor. Sapphire Preferred and Sapphire Reserve cardmembers can redeem through the Chase travel portal at an enhanced rate: 1.25 cents per point on the Sapphire Preferred and 1.5 cents per point on the Sapphire Reserve. Ink Business Preferred cardmembers also access the enhanced travel redemption rate. This means the same 500 UR points earned through a Shop and Earn portal click on a catalog order are worth $5 to a Freedom cardholder redeeming for cash back, and $7.50 to a Sapphire Reserve cardholder booking travel through the Chase portal.

The practical implication for catalog shoppers: the portal earn rate matters, but the card in your wallet determines whether each of those UR points is worth 1 cent or 1.5 cents at redemption. Cardmembers who hold the Sapphire Reserve and redeem through Chase's travel portal extract the highest value per point from every Shop and Earn click.

Stacking Opportunities

• Shop and Earn portal click + Chase card base earn — Start the session from the Shop and Earn listing for the catalog brand; the portal credits UR points from the click while the card credits its own per-dollar earn rate on the payment. Both fire on the same order.
• Sapphire Reserve redemption at 1.5 cents per point — Accumulate UR points through catalog-order portal clicks and redeem for travel at 1.5 cents per point through the Chase travel portal, turning a $200 catalog order at 4 points per dollar into 800 points worth up to $12 in travel value on top of the card's base earn.
• Shop and Earn + Key Rewards (Williams-Sonoma family) — A portal click through Shop and Earn and Key Rewards enrollment are independent earn sources on Williams-Sonoma, Pottery Barn, and West Elm orders. UR points from the portal and Reward Dollars from Key Rewards accumulate in parallel.
• Shop and Earn + store loyalty programs — For brands like L.L. Bean, Lands' End, and Sur La Table that carry their own loyalty programs, the Chase portal click earns UR points while the brand program earns concurrently. Neither cancels the other.
• Rate check before every order — Because portal rates change on a near-weekly basis, the most reliable stack-maximizing habit is confirming the current Shop and Earn rate at shopping.chase.com or on CashbackMonitor before each catalog purchase. A rate from last month is already stale.

Bottom Line

The Chase Shop and Earn portal is the UR earn layer for catalog shoppers who already hold a Chase card. Rates vary by brand and change frequently, so the rate you check before this order — not the rate from a prior session — is the operative one. Coverage concentrates on the major home-goods, apparel, and kitchen catalog names; Rakuten's directory is wider, but for brands where both portals carry a rate, comparing them at CashbackMonitor takes under a minute and determines which click pays more on that day. The card you hold amplifies every Shop and Earn point: Sapphire Reserve cardmembers who redeem through Chase's travel portal turn each UR point into 1.5 cents of value, making the portal earn on a catalog order considerably more powerful than its face rate suggests. For those cardmembers, the discipline is simple — start every catalog order from shopping.chase.com, confirm the rate is worth more than the best competing portal, click through, and let the points accumulate toward travel that costs real money to book any other way.

References

• Chase Shop and Earn — shopping.chase.com — Chase's official shopping portal; pays Ultimate Rewards points per dollar at listed merchants; rates are the same for all eligible Chase cardmembers at a given time (retrieved 2026-06-20)
• CashbackMonitor — multi-portal rate aggregator tracking Chase Shop and Earn alongside Rakuten, Capital One, and Amex Offers by merchant; primary tool for pre-purchase rate comparison (retrieved 2026-07-04)
• Chase Sapphire Reserve — 1.5 cents per UR point redemption through Chase travel portal; highest travel redemption rate among Chase consumer cards (retrieved 2026-06-20)
• Chase Sapphire Preferred — 1.25 cents per UR point through Chase travel portal (retrieved 2026-06-20)