H&M Membership Points: What They're Worth and How to Stack Them H&M's loyalty program is free, simple and worth exactly 2% of what you spend. The math is on H&M's membership page: 1 point for every $1 spent, and "a $5 Reward for every 250 Points earned." That is $5 back on $250, and nothing more on top, because the …

L.L. Bean vs. Lands' End vs. Eddie Bauer Rewards Compared Two of these three catalog brands let you earn store rewards without opening a credit card, and one does not. L.L.Bean and Eddie Bauer both run free points programs, while Lands' End ties its rewards to the Lands' End credit card. That difference shapes …