https://www.catalogpoints.com/tags/rei-mastercard/Recent content in REI Mastercard on CatalogPoints.comHugo -- gohugo.ioenCatalogPoints.comWed, 01 Jul 2026 00:00:00 +0000https://www.catalogpoints.com/post/rei-co-op-member-reward-vs-portal-earn-how-to-stack-both-for-maximum-return/Wed, 01 Jul 2026 00:00:00 +0000https://www.catalogpoints.com/post/rei-co-op-member-reward-vs-portal-earn-how-to-stack-both-for-maximum-return/ <h2 id="rei-co-op-member-reward-vs-portal-earn-how-to-stack-both">REI Co-op Member Reward vs. Portal Earn: How to Stack Both</h2> <p>Store credit that arrives roughly once a year with no points balance to track, no tier to maintain, and no airline miles to book — that is what REI built into its Co-op membership, and it is deliberately different from every airline and hotel program on the market. Since 2022, the program has operated under the name <strong>Co-op Member Reward</strong>, reflecting a shift from the older dividend framing to language that fits how REI describes membership benefit more broadly. The reward pays in store credit, runs at approximately 10% of eligible purchases, and is not guaranteed — REI's board determines the reward amount each year, and the percentage can shift. That combination of simplicity and uncertainty is what makes the comparison to a portal earn layer worth mapping out: the Co-op Member Reward is the in-store layer you earn by being a member, and the portal is the session-based layer you earn by clicking through before checkout. They fire on different mechanics, and both can apply to the same order.</p>