What Are Retailer Loyalty Points Worth? A Redemption Value Guide A store's points are worth exactly what its own terms say, and those terms differ in three ways that decide the real value: how many points make a reward, how long the reward lasts, and where it can be spent. A program that pays 7.5% in rewards that …

REI Co-op Member Reward vs. Portal Earn: How to Stack Both At most catalog stores, the shopping portal is the easy extra layer. At REI it is close to empty. On October 7, 2026, none of the four big airline shopping portals listed REI, Rakuten's REI page read "No Cash Back," and Capital One Shopping paid 0.5%. REI's own …